Credit Repair

What We Offer

1. Comprehensive Credit Report Analysis

We start by thoroughly reviewing your credit report to identify errors, inaccuracies, and negative items affecting your score. Our experts will evaluate:

  • Incorrect personal information
  • Duplicate or outdated accounts
  • Late payments and charge-offs
  • Collections, bankruptcies, and judgments

2. Dispute Resolutions

We handle disputes with credit bureaus on your behalf to correct inaccuracies and remove negative items. Our process includes:

  • Drafting and submitting dispute letters
  • Following up with creditors and credit reporting agencies
  • Ensuring compliance with federal regulations

3. Customized Credit Improvement Plan

Every client is unique, so we create a personalized action plan to help you build and maintain good credit habits, including:

  • Strategies to pay down debt
  • Guidance on maintaining a healthy credit utilization ratio
  • Tips to manage accounts and avoid future issues

4. Ongoing Support and Monitoring

Credit repair is a journey, and we’re with you every step of the way. Our services include:

  • Monthly updates on your progress
  • Access to credit education resources
  • Regular monitoring to ensure sustained improvement

Why Choose J. Newman Associates LLC?

  • Proven Track Record: We’ve helped countless clients achieve significant improvements in their credit scores.
  • Personalized Approach: Our strategies are tailored to your unique financial situation and goals.
  • Expert Team: With years of experience in credit repair, we know how to navigate the complexities of the credit system.
  • Transparent Process: We keep you informed every step of the way—no hidden fees or surprises.

How It Works

  1. Consultation
    Start with a no-obligation consultation to discuss your credit challenges and goals.

  2. Credit Report Review
    We’ll analyze your credit report and identify areas for improvement.

  3. Action Plan Development
    Our team will design a step-by-step plan to repair your credit and boost your score.

  4. Ongoing Guidance
    We provide continuous support to ensure long-term success.

Common Credit Issues We Address

  • Late payments and missed bills
  • Collections and charge-offs
  • Bankruptcy filings
  • Identity theft and fraudulent accounts
  • High credit utilization

Take Control of Your Financial Future Today!

Don’t let uncertainty hold you back from achieving your goals. At J NEWMAN & ASSOCIATES LLC, we provide the expert guidance you need to secure your financial success.

Contact us